If you need a short-term loan to get you to your next payday, personal loan apps may be a better choice than payday loans. In general, rates and fees are lower with loan apps than with payday loans.

In the decade-plus that I’ve been using them, e-readers have become indispensable in my life. Unlike with paperbacks, an e-reader allows me to carry dozens of books in a fanny pack or backpack, and I ...